Am I Ready To Accept Credit Cards

The majority of consumers now use credit cards. It’s quick, it’s easy, and it’s safer than cash.  Although cash is preferred by some consumers, for the vendor, it avoids manual deposits, bad checks, and will decline insufficient credit cards.


Studies show that nearly 8 out of 10 Americans carry less than $50 in cash, and 2 out of 5 carry less than $20. This means that a company could lose business because a consumer didn’t want to stop at the bank  to get some cash.  It can be completely out of the way and a huge inconvenience for your customers.


If you have a business that wants to boost sales, accepting credit cards is an important service to add to your business.  If a merchant is worried about the costs of adding credit cards to their store services, there are many reasonable plans to choose from.  A merchant who accepts credit cards tends to have more business. Want to expand?  Online shopping is at your fingertips if you accept credit cards.


Now it’s time to find a good merchant service that looks out for you. Research the companies that interest you. Make a list of things you want in a merchant service. Find a company that meets all of your criteria. An experienced company is also very important. Check customer reviews by doing a little bit of research online. Moreover, ask yourself what you expect from a merchant services company. Choose a company on your criteria, not theirs! Finally, compare costs and fees. Get 2 or 3 quotes from different companies about their services. Don’t be afraid to ask any and all questions.  Learn everything you can before you call a company.  Accepting credit cards is a big step in the success of your business. Good luck!


For more information on accepting credit cards and merchant services, contact ARX payment services at 407-797-5829.